About Us - BAY CASH ADVANCE, INC.

Our Story

Founded in 2010, BAY CASH ADVANCE began with a simple mission: to provide fair, transparent, and accessible financial solutions to hardworking Americans. What started as a small team in Boca Raton has grown into a trusted lender serving thousands of customers nationwide.

We understand that life doesn't always go according to plan. That's why we offer flexible loans from $100 to $5,000 with terms ranging from 3 to 24 months at competitive APRs of 6.99% to 35.99%.

Our commitment to responsible lending and customer service has made us a leader in the personal loan industry, with over 100,000 satisfied customers and counting.

15+ Years of Excellence

100K+

Happy Customers

$5M+

Loans Funded

4.9

Customer Rating

24/7

Support Available

Our Core Values

Integrity

We believe in honest, transparent lending with no hidden fees or surprises. Our terms are clear: $100-$5,000, 3-24 months, 6.99%-35.99% APR.

Customer First

Your success is our success. We work with you to find the right loan solution and offer flexible repayment options that fit your budget.

Security

Your data is protected with bank-level encryption and we never sell your information. Your privacy and security are our top priorities.

Frequently Asked Questions

What loan amounts and terms do you offer?

We offer personal loans from $100 to $5,000 with flexible repayment terms ranging from 3 to 24 months. Our APRs range from 6.99% to 35.99%, depending on your creditworthiness and loan terms.

How quickly can I get my funds?

Most approved applications receive funding within 24 hours. If you apply and are approved before 2 PM EST on a business day, you could receive your funds the same day.

What are the eligibility requirements?

You must be at least 18 years old, have a regular source of income (minimum $1,000/month), have an active checking account, and be able to provide valid identification.

Are there any prepayment penalties?

No! You can pay off your loan early at any time without any prepayment penalties. We encourage early repayment as it saves you money on interest.

How do you protect my personal information?

We use bank-level 256-bit SSL encryption to protect your data. We never sell your personal information and only share it as necessary to process your loan application, as outlined in our Privacy Policy.

About Bay Cash Advance