Your Privacy is Our Priority • Effective Date: May 2025
BAY CASH ADVANCE, INC. respects your privacy and is committed to protecting your personal information. This policy explains how we collect, use, and safeguard your data when you apply for loans ranging from $100 to $5,000 with terms of 3-24 months at APRs from 6.99% to 35.99%.
To provide you with our lending services and process loan applications, we collect the following types of information:
We use your personal information for the following purposes:
| Purpose | Description |
|---|---|
| Loan Processing | Evaluate applications, determine eligibility, and process loans from $100 to $5,000 |
| Identity Verification | Confirm your identity and prevent fraud |
| Credit Assessment | Determine appropriate loan terms and APR (6.99%-35.99%) |
| Account Management | Service your account and process payments |
| Communication | Send payment reminders, updates, and customer service messages |
| Legal Compliance | Meet regulatory requirements and legal obligations |
| Marketing | With your consent, inform you about products and services |
We take your privacy seriously and only share your information in the following circumstances:
We will share your information when you have given us explicit permission to do so.
We work with trusted third-party service providers who assist us in:
We may disclose your information when required by law, including:
BAY CASH ADVANCE never sells, rents, or trades your personal information to third parties for their marketing purposes.
We implement industry-standard security measures to protect your information:
256-bit SSL encryption for all data transmission
Protected data centers with 24/7 monitoring
Limited employee access on a need-to-know basis
Continuous security updates and vulnerability testing
You have the following rights regarding your personal information:
Request a copy of the personal information we hold about you
Update or correct inaccurate information in your account
Request deletion of your data (subject to legal requirements)
Opt out of marketing communications at any time
Receive your data in a structured, readable format
Limit how we process your personal information
We use cookies and similar technologies to enhance your experience:
You can control cookies through your browser settings. However, disabling certain cookies may limit your ability to use some features of our website.
We retain your personal information for as long as necessary to:
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child, we will promptly delete it.
California residents have additional rights under the California Consumer Privacy Act (CCPA):
To exercise these rights, contact us at (561) 555-0124 or privacy@dtloan.org
We may update this Privacy Policy from time to time. When we make changes, we will:
We're here to help! Contact our Privacy Team:
(561) 555-0124
privacy@dtloan.org
9270 Vedra Pointe Ln
Boca Raton, FL 33496
BAY CASH ADVANCE, INC. complies with all applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA), Fair Credit Reporting Act (FCRA), and state-specific privacy regulations in all states where we operate.